There are a lot of people out there taking advantage of homeowners. You hear all the time about seniors and other homeowners being scammed when they try to procure specialized services for their home. Out of all the professions—plumbers, electricians, remodelers, and more—the most common service to be used for fraud is roofing.
Roofing is good for scammers because you aren’t likely to climb up on your roof to see if the job was done right. It’s also routinely expensive work, one of the most expensive maintenance costs you’ll ever have on your home. So how do you avoid these scammers? By using these items to look for a legitimate roofing company.
Is your roofer’s business legitimate? They should have a business license for operating in the area that they are headquartered and perhaps your own area depending on the laws in your region. Without a business license they aren’t going to have other important things, like insurance.
Workers’ Compensation Insurance
Your roofer should have their own workers’ compensation insurance that covers any workers they put on your job site. Even if the roofer uses “independent contractors,” their workers’ compensation insurance must cover all of their workers on the job site. If not, you could be held financially liable for an accident.
Liability Insurance and/or Bonding
Liability insurance is coverage that protects business owners from inadvertent property damage in the course of performing their duties at your property. Liability insurance can cover many other situations depending on the policy and company. If your roofer doesn’t have liability insurance binders to provide, they should be able to provide you with evidence of a surety bond.
Want to make sure you’re getting the highest quality with the most professionalism on your roofing job? Contact us today to schedule.